Everybody has different set of priorities

Worst case scenario $400 will be deducted to our deposit.
That means $66 will be deducted from each of us.

It is a matter of priorities.
I am single.  No kids yet. No responsibilities (not that much).
She has kids and paying some monthly bills.
Her life is very different from me.

My priority is peace of mind.
Her priority is her kids.
I am willing to give up my $66 for the sake of my peace of mind.
But not her.
She said, "Panggatas na ng anak ko yun."

Oouch!